The rise of Mantle in recent days is due to 2 reasons: More integration with Mantle, and prominent positioning in the Neo Bank Narrative
It has become important for us now to look into the Neo Bank Narrative. The rise of crypto neobanks is transforming how users interact with money. Instead of juggling multiple apps, wallets, and platforms, these digital banks integrate the best of traditional finance with the openness of DeFi. Both crypto natives and mainstream users want the same thing: a seamless way to save, spend, send, and earn in one place.
What is a Crypto Neobank?
A digital bank built for the crypto economy, combining the simplicity of traditional banking with the control of decentralized finance.
- Features:
- All-in-one access: Save, spend, send, and earn from a single account.
- Stablecoin base: Spend directly in stable assets like USDT, USDC, or USDe.
- Built-in ramps: Instant fiat–crypto conversion with linked debit or credit cards.
- User control: Options for self-custody or audited smart contracts ensure funds remain under user ownership.
This is a logical step towards the future, and we believe it is one to stay for the long term
Leading Crypto Neobanks
Several platforms are pioneering this space, each offering unique features while bridging DeFi with everyday financial services.
1) Plasma One
- Stablecoin-native neobank designed for global dollar access.
- Earn 10%+ on stablecoins while maintaining full spendability.
- Supports 150+ countries with Visa cards, 4% cashback, and zero-fee USDT transfers.
- Makes stablecoins real, spendable money worldwide.
- 🌐 Plasma One Website.
The new global financial system is here. pic.twitter.com/pkpXia30FS
— Plasma (@Plasma) September 25, 2025
We have already identified this as a gem and might take entries once the price settles down
2) Tria
- Multi-chain, self-custodial neobank built on Arbitrum with gasless transactions.
- Offers up to 16% yield on USDC through integrated DeFi strategies.
- Provides physical and virtual Visa cards with ramps in 100+ countries.
- Merges high yield with global payments in a seamless user experience.
- 🌐 Tria Website.
Earning money should feel just as effortless as spending it.
Tria combines Earn + Bestpath to make every transaction smarter.
In traditional finance, your assets sit idle, and bank deposits, T-bills, or other holdings earn little and are hard to access in real time.
The stack… pic.twitter.com/YW0Dm3Cw1v
— Tria (@useTria) September 19, 2025
3) EtherFi
- A restaking platform evolving into a global DeFi neobank.
- Currently holds $11B+ TVL with cashback cards and compounding vaults.
- Supports ETH, BTC, and stablecoins with IBAN/SWIFT integration.
- Expands staking utility beyond yield into banking-grade services.
- 🌐 EtherFi Website.
Did you know https://t.co/gbHcksy7eA has an iOS app?
Easily access your account from anywhere in the world, track rewards, add or order cards, and more:https://t.co/ZJmQZ7Lm5m pic.twitter.com/6iAN9VeKmV
— ether.fi (@ether_fi) October 7, 2025
4) UR (by Mantle)
- Swiss-regulated neobank developed by Mantle, tailored for Asia.
- Offers 0 off-ramp fees, free transfers, and 5% APY on USDe via Ethena Labs.
- Provides multi-currency accounts with Mastercard integration.
- Focuses on compliance and accessibility, bridging fiat with regulated DeFi.
- 🌐 UR Website.
Introducing UR — your go-to unified crypto and fiat account with 0 off-ramp fees and access to multiple fiat currencies.
Bringing back the freedom, transparency and ownership that money was always meant to offer. pic.twitter.com/t64TFZivsE
— UR (@UR_global) October 7, 2025
For now, this is our personal favourite.
5) Galaxy One
- U.S.-based neobank by Galaxy Digital, blending crypto, cash, and equities.
- Earn up to 8% on cash, invest in crypto or ETFs, and spend via debit cards.
- Backed by FDIC and SIPC protection.
- Sets new standards for compliance by merging Web2 finance with Web3.
- 🌐 Galaxy One Linktree.
GalaxyOne is here. Backed by @galaxyhq (Nasdaq: GLXY), GalaxyOne is built for individual investors who expect more:
✔️8% Premium Yield on cash (U.S.-accredited investors only)
✔️4% Annual Percentage Yield (“APY”) high-yield cash account
✔️Crypto + US equities trading… pic.twitter.com/nLEbwQOS6g— GalaxyOne (@galaxyoneapp) October 6, 2025
6) MetaMask Card (@MetaMask)
- A global payment card integrated directly with the MetaMask wallet.
- Supports USDC, USDT, and WETH for real-world spending.
- Ensures full self-custody—funds remain in the user’s wallet until payment.
- Connects wallets to everyday commerce, making crypto practical for daily use.
- 🌐 MetaMask Website.
MetaMask Card is currently to users in:
🇦🇷 Argentina
🇧🇷 Brazil
🇨🇴 Colombia
🇲🇽 Mexico
🇪🇺 The EEA
🇨🇭 Switzerland
🇬🇧 The UK
🇺🇸 The US (excluding New York and Vermont)Sign up now (or join the physical card waitlist): https://t.co/Q49mtsJYZH
— MetaMask.eth 🦊 (@MetaMask) April 17, 2025
Why Crypto Neobanks Matter
- Traditional banks are slow, expensive, and restricted by geography.
- Wallets and exchanges improved access but created fragmented user experiences with no fiat link or integrated yield.
- Crypto neobanks bridge this gap by allowing users to earn, pay, and save within a single platform while maintaining asset ownership.
Disclaimer
The information discussed by Altcoin Buzz is not financial advice. This is for educational, entertainment, and informational purposes only. Any information or strategies presented are the thoughts and opinions of the writer/reviewers, and their risk tolerance may differ from yours. We are not responsible for any losses you may incur due to any investments directly or indirectly related to the information provided. Bitcoin and other cryptocurrencies are high-risk investments; therefore, please conduct your due diligence. Copyright Altcoin Buzz Pte Ltd.
